Thanks, Grandma

IF

Today is the 109th anniversary of Grandma Lyons’ birth. For a period of years, she gave her grandchildren savings bonds with their birthday gifts. Now, 30 years later, they’re starting to be cashed in. I was able to do it at the very bank they were made at.

The Treasury Department stopped selling paper bonds at the end of 2011. The current interest rate is absolutely horrid (that, of course, has been true of financial institutions for years). It makes more sense to contribute to a 529 college savings plan instead.

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